1. yes, i think it goes through if there is SOME money in the account. then it just charges me $35 for going under 0 dollars. i think...
2. 150$ is for 2 people, 2 dogs, 1 cat, for like 2-2.5 weeks if i stretch it. because once my account is overdrawn, i can't do anything. so i might as well overdraw it doing something useful.
i have bank of america, if that helps.
i mean, my account is going to overdraw today or tomorrow anyway, i'm sure. so i might as well control the overdraft, get set on groceries until i get paid again, and just live with the $35 fee and some phone calls about how my account is overdrawn for more than 10 days.
but i'm also going to die if my card gets declined.
and i have a massive bag of groceries.
and at hippie grocery store, you pack your own in reuseable bags. so if i get denied, then that means i have to unpack ALL the groceries i just didn't buy. infront of everyone.
then walk out of the store with my purse, and a bunch of empty bags that have logos about feeding kids in africa on them.
and i shop there all the time, they know my name.
so that's 2x the
i kindof just want to call bank of america and ask them.
what can they do? advise me not to do it? then i do it anyway?