actually, i think thats really good and smart
so you will have something of a buffer to help you if you ever do need to manage your own finances again

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should i choose a noble occupation
if i did i'd only show up late and sick
and they would stare at me with hatred
plus my only natural talent's wasted

i do the same thing. now that we arent using the credit cards and we aren't going to pay them, its not stressful and i can pay attention again.

some things im good at and some things reed is good at. he has been doing an amazing job of trying like hell to get us out of this debt and talking with creditors and sorting how to get as much debt on interest free special offers, moving all that **** around so we pay as little interest as possible. that stress would would give me the vapors. i am sure of it. so no thanks.

i bring in the money and he figures out how to spend it.

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I think that lifting a barbell is probably the single most important thing that women can do to improve their body image. Lifting heavy and feeling stronger and seeing how muscle mass changes your body is a phenomenal experience. - Tamara Cohen

omg dont feel bad about that ever! like phoenix said thats super smart.

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I think that lifting a barbell is probably the single most important thing that women can do to improve their body image. Lifting heavy and feeling stronger and seeing how muscle mass changes your body is a phenomenal experience. - Tamara Cohen

well if we had to declare bankruptcy it would be because doug's business goes under. it still could happen. he's guaranteed a ton of **** (business stuff) with our house so i am not sure they wouldn't take it.

our personal debt isn't tragic except for the $$ we loaned to his business. they owe us a lot of money. they were paying the interest on it but couldn't for several months. and we didn't have the money to pay it either so it was getting dodgy. it's better right now but i won't feel better until his company pays us back some of it.

it could be a sudden death cascading effect for his business to go under though. they were almost there. behind on truck payments and if their trucks got repo'ed they wouldn't be able to deliver materials. if they didn't pay for materials they wouldn't be able to keep jobs going or pay the people calling. and on and on. plus jacking employees by not being able to pay them. paying employees always comes first.

what i do know is that secured debt wont be wiped. (the debt related to the house)

i have no idea how to maneuver business and personal bankruptcy. me no know!

i hope lots of people need his work, though! is he doing roofing or general contracting?

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I think that lifting a barbell is probably the single most important thing that women can do to improve their body image. Lifting heavy and feeling stronger and seeing how muscle mass changes your body is a phenomenal experience. - Tamara Cohen