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12-15-2007, 02:33 PM
|  | hi hater. | | Join Date: Dec 2006
Posts: 2,659
| | is anything even happening. i'm so disappoint irls. i know its saturday & we're all supposed to pretend we're not on the internets & having lives, but i'm just gonna keep it real here.
i want to get all livejournal & list reasons why i think we should all take cjjohnson94501 out back & shoot it, but i just don't even have the energy actually i'm a do it anyway - my drivers side car door is frozen shut.
- on top of that, my passengers side door is smashed in (love ya<33)
- i accidently spilled either meijer brand orange soda or soco on my space heater, so it shorted out.
- i suspect kitty's pregnant again, but she won't tell me.
- i haven't shaved in 4+ days so i look like a drag king.
what about you kR?
please?
nebody???/? 
__________________ hollywood would be jealous. | 
12-15-2007, 02:34 PM
|  | hi hater. | | Join Date: Dec 2006
Posts: 2,659
| | | tracyr. are you internetting right now? i have a legal question 4srs.
__________________ hollywood would be jealous. | 
12-15-2007, 02:37 PM
| | annoying y'all since 1962 | | Join Date: Apr 2006 Location: Sunken City
Posts: 2,563
| | Quote:
Originally Posted by l'avatar tracyr. are you internetting right now? i have a legal question 4srs. |
Yep, I'm here...how may I be of assistance?? | 
12-15-2007, 02:38 PM
|  | Chairman~MouseyTongue | | Join Date: Apr 2006 Location: Chairman Meow
Posts: 7,044
| | | Give your kitty an abortion/spay combo pressie this Christmas.
No more worries and an instant cross off on the list. | 
12-15-2007, 02:44 PM
|  | hi hater. | | Join Date: Dec 2006
Posts: 2,659
| | Quote:
Originally Posted by tracyr Yep, I'm here...how may I be of assistance?? | well you see, i have this scenario. i was parked on the the street, & it was totes legal, but some bitch hit me on my passenger side. like, t-bone style. like;
except i was parked.
anyways, so the bitch hits me, comes inside & is all "oh, i'm sry, i'll pay for it." & it's not ~that~ bad, but it's noticable, so i just let it go.
so, a month or so passes by & i get a call from my insurance company saying that the above-mentioned bitch called her insurance company & claimed that i hit her & that she needs her bumper to be fixed.
needless to say, i'm not pleased about this.
&, me being 20/m/cincy w/ a bad rap, my insurance is already high enough, & this'll most likely either get me paying $200+ a month, or just dropped altogether.
so basically, my question is, since i didn't claim it in the first place, do i have a chance to fight it legally, or should i just kill her?
or do you just not do traffic law?
idk.
life > l'avs
__________________ hollywood would be jealous. | 
12-15-2007, 02:45 PM
|  | hi hater. | | Join Date: Dec 2006
Posts: 2,659
| | & bleedingheart can die & go to hell. 
__________________ hollywood would be jealous. | 
12-15-2007, 02:57 PM
| | in flights of fancy. | | Join Date: Apr 2006 Location: Ottawa
Posts: 7,080
| | | i woke up at 2pm...I feel like a sore loser coz of it. my head pounds from the oversleeping.
I have exactly two exams to study for this weekend, and I better get it done. so I'm locking myself in my house, with coffee, and nachos(coz eating motivates) and this laptop, so I am positive I'll do everything to avoid real study= ill post on KR. so I'll make an effort for the good of this collectivity. do the same. | 
12-15-2007, 02:58 PM
|  | Chairman~MouseyTongue | | Join Date: Apr 2006 Location: Chairman Meow
Posts: 7,044
| | | Surprise us and not be a bitch?
Or is that too far fetched during the season of good will? | 
12-15-2007, 03:08 PM
|  | hi hater. | | Join Date: Dec 2006
Posts: 2,659
| | | well in my defense, i actually did have productive things to do. but the center is shut down today because of the snow, along with the two classes i had. & work tonite is a no-go because i let some new girl take my shift so she could train.
basically, i should be revelling in this free time but i feel like there's something missing.
idk i think i'm just going to have to do my class session via internet for kR. this weeks song is "feedback" by janet jackson, guys. learn up.
__________________ hollywood would be jealous. | 
12-15-2007, 03:17 PM
| | annoying y'all since 1962 | | Join Date: Apr 2006 Location: Sunken City
Posts: 2,563
| | Quote:
Originally Posted by l'avatar well you see, i have this scenario. i was parked on the the street, & it was totes legal, but some bitch hit me on my passenger side. like, t-bone style. like;
except i was parked.
anyways, so the bitch hits me, comes inside & is all "oh, i'm sry, i'll pay for it." & it's not ~that~ bad, but it's noticable, so i just let it go.
so, a month or so passes by & i get a call from my insurance company saying that the above-mentioned bitch called her insurance company & claimed that i hit her & that she needs her bumper to be fixed.
needless to say, i'm not pleased about this.
&, me being 20/m/cincy w/ a bad rap, my insurance is already high enough, & this'll most likely either get me paying $200+ a month, or just dropped altogether.
so basically, my question is, since i didn't claim it in the first place, do i have a chance to fight it legally, or should i just kill her?
or do you just not do traffic law?
idk.
life > l'avs | In a quick nutshell answer, you won't have to personally fight the claim if one is made. Here's why:
No ambulance chaser would ever take her claim in the first place. And if she tries to claim thru her insurance co. for property damage, your INSURANCE COMPANY has its own defense attorneys who will defend the claim. So, don't kill her. Bitch ain't worth it.
OK....I take it that no police report was made. If one was, it would be a slam-dunk that she hit you; (Usually in traffic incidents, a Police report is the first thing that is used to determine fault). This bitch is taking advantage of that factor.
Usually when one party files a claim against another and insurance is involved, the insurance will defend the claim and you have no say over what happens. They have investigators and shit that, in this case, would EASILY make this claim go away.
These companies are the devil. Their main goal in life is NOT to pay for anything. The fact that she waited to file anything makes her claim very suspect...your company will probably jump right in and refuse to pay. You may have a shot at nothing happening to you if they pay no money for this claim. It really depends upon the insurance company.
Who are you with?? | 
12-15-2007, 03:18 PM
|  | irreplaceable | | Join Date: Apr 2006 Location: eden
Posts: 2,885
| | Quote:
Originally Posted by l'avatar basically, i should be revelling in this free time but i feel like there's something missing.
| i'm having the same issue
i have a bunch of shit i should do
its too cold to want to go out to get it done and i am too depressed and cold even inside to have any motivation to do stuff around the house like clean up or whatever
and my car doors freeze shut every.single.time. its snows
__________________ should i choose a noble occupation
if i did i'd only show up late and sick
and they would stare at me with hatred
plus my only natural talent's wasted | 
12-15-2007, 03:31 PM
|  | hi hater. | | Join Date: Dec 2006
Posts: 2,659
| | Quote:
Originally Posted by tracyr In a quick nutshell answer, you won't have to personally fight the claim if one is made. Here's why:
No ambulance chaser would ever take her claim in the first place. And if she tries to claim thru her insurance co. for property damage, your INSURANCE COMPANY has its own defense attorneys who will defend the claim. So, don't kill her. Bitch ain't worth it.
OK....I take it that no police report was made. If one was, it would be a slam-dunk that she hit you; (Usually in traffic incidents, a Police report is the first thing that is used to determine fault). This bitch is taking advantage of that factor.
Usually when one party files a claim against another and insurance is involved, the insurance will defend the claim and you have no say over what happens. They have investigators and shit that, in this case, would EASILY make this claim go away.
These companies are the devil. Their main goal in life is NOT to pay for anything. The fact that she waited to file anything makes her claim very suspect...your company will probably jump right in and refuse to pay. You may have a shot at nothing happening to you if they pay no money for this claim. It really depends upon the insurance company.
Who are you with?? | i'm with allstate, & they're not quite fond of me atm, if ever.
& she's on progressive(?) i think, & has a usually good record, seeing as she never drives (hm, well i wonder why).
& no, no police report was made. i was hoping that my insurance company would see how shady it is how she waited so long to claim against me, but they said they'd let me know what's going on with it. so basically i shouldn't even really worry about it because it really is as ludicrous of a claim as it sounds? or will they use my already tarnished driving record against me & make me out to be the bad guy?
kr is more than welcome to get me new car insurance for my bday next month. think about it y'all<33
__________________ hollywood would be jealous. | 
12-15-2007, 03:35 PM
|  | hi hater. | | Join Date: Dec 2006
Posts: 2,659
| | Quote:
Originally Posted by phoenix rose its too cold to want to go out to get it done and i am too depressed and cold even inside to have any motivation to do stuff around the house like clean up or whatever
and my car doors freeze shut every.single.time. its snows |
that's actually my real dilemma here. i would go out, but i hate the cold so much. & its sleeting rain/snow/ice here. just an obvs no to going out. i don't even wanna walk to the corner store to get some grippo's, but i think i'm going to have to here in a second.
wait, guys, is grippo's a strictly cincinnati thing? or am i just the only person on the face of the earth who eats them? t/f? 
__________________ hollywood would be jealous. | 
12-15-2007, 03:49 PM
| | annoying y'all since 1962 | | Join Date: Apr 2006 Location: Sunken City
Posts: 2,563
| | Quote:
Originally Posted by l'avatar i'm with allstate, & they're not quite fond of me atm, if ever.
& she's on progressive(?) i think, & has a usually good record, seeing as she never drives (hm, well i wonder why).
& no, no police report was made. i was hoping that my insurance company would see how shady it is how she waited so long to claim against me, but they said they'd let me know what's going on with it. so basically i shouldn't even really worry about it because it really is as ludicrous of a claim as it sounds? or will they use my already tarnished driving record against me & make me out to be the bad guy?
kr is more than welcome to get me new car insurance for my bday next month. think about it y'all<33 |
We're with Allstate too. I HATE Insurance companies for whatever that's worth, but like I said, if there is a claim to be defended, they'll defend it. They have their own investigators and they are contracted with Defense Attorneys who will handle it. If they try to duck out of this, let me look at your docs if you want.
I just think that this claim is so obviously bogus (their investigators should be able to see by the nature of the dents, etc.) that you should not be penalized. I don't think they could use anything in your past to apply to this isolated incident. That doesn't even make sense.
If I may suggest something, take a look at Geico if Allstate jacks up the premium or cancels you. | 
12-15-2007, 03:52 PM
|  | queen be | | Join Date: Apr 2006
Posts: 1,276
| | | it would seem virtually impossible for you to have caused the accident if she hit you on the side of your car ... cars don't move SIDEWAYS | 
12-15-2007, 03:54 PM
| | annoying y'all since 1962 | | Join Date: Apr 2006 Location: Sunken City
Posts: 2,563
| | Quote:
Originally Posted by brookelyn it would seem virtually impossible for you to have caused the accident if she hit you on the side of your car ... cars don't move SIDEWAYS | Exactly...but he must wait for the genius investigators at Allstate to determine that!! (Also, circumstantial evidence, like he was parked near his house where he probably always PARKS, and she probably doesn't!) I mean cars don't just get up and ram themselves into people's bumpers while they're parked. | 
12-15-2007, 04:05 PM
|  | hi hater. | | Join Date: Dec 2006
Posts: 2,659
| | | so basically i just need to chillmax until allstate gets their shit together & deems this bogus?
good. gr8. thats what i was hoping. the only bad thing i figured would happen was that they'd compare her record to mine & do it that way. in which case i'd probably be riding my scraper bike for the rest of my life. but even that sounded a little off in my head.
WELL THANK YOU TRACYR (featuring bk). YOU'VE MADE KR A-OKAY IN MY EYES AGAIN.
now i just have to replace my door.
__________________ hollywood would be jealous. | 
12-15-2007, 04:11 PM
| | annoying y'all since 1962 | | Join Date: Apr 2006 Location: Sunken City
Posts: 2,563
| | |