I'm pretty good at saving.
I like to keep at least $20 in my wallet, cuz I never know when I'm gonna need it.
Then I have shopper's guilt really bad after I spend some.

Hmmm i'm okay at saving, im just a huge impulse buyer, then i regret it a day later. I waste a lot of it on food, its so annoying. But in just over a month ill be a poor poor student at Uni, so I need to budget!

There was a thread aaages back about ways to save your money, it was great, we should make a new one.

i'm really bad at saving and only do it in order to afford something: going on holidays, buying an expensive dress,...