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  #11  
Old 08-16-2012, 03:35 PM
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Also isn't the interest on cash advances way higher than on purchases usually?

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Old 08-16-2012, 03:37 PM
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I would be willing to cover these fees. How much are we talking about here? And where is Turing to condemn this thread as rich white girl money concept problems? And I thought orchestral was rich?

After this thread, I have to say, I am starting to find her extremely undesirable.
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Old 08-16-2012, 03:39 PM
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Quote:
Originally Posted by Black Mambo View Post
Also isn't the interest on cash advances way higher than on purchases usually?
Wasn't that the point that was being made? I'm confused now.
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  #14  
Old 08-16-2012, 03:39 PM
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the credit card is no longer active.
it's a closed account i've been paying off.

apparently, one year ago last month, was the expiration of my existing payment schedule plan with that card. and because i did not go online and select a new payment schedule plan nor did i call to speak with a representative to keep my existing plan, it set me up for auto-payment. and it billed me for the full amount on the card, because 1) it could (by 47$) and 2) it's a closed account, so it requires a yearly payment schedule. no schedule, no plan, just a lady who owes 1,500 to bank of america, who can see that i have roughly that sum in my bank of america checking account.

which by a mere $47 margin, would have left me either overdrawn.

i just got paid on the 10th, but had already paid my rent and 2 most critical bills. but i kind of needed that money to you know... LIVE OFF OF.

i start nannying again on Saturday and then go back into it T/W/TH for the whole school year (plus my regular job). so... that'll keep cash coming in weekly and i'll just pay things off by the week.

but all i really want to know, is who made this decision? did a human somewhere say "take the money from her checking", and if so... who is that human, and can i speak with them? or is it just a ****ing computer somewhere, that nobody even notices is doing these things, because nobody cares.

i feel like a conspiracy theorist saying that.
but.. i really want to know.
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Old 08-16-2012, 03:42 PM
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ha ha ha ha.
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