the credit card is no longer active.
it's a closed account i've been paying off.
apparently, one year ago last month, was the expiration of my existing payment schedule plan with that card. and because i did not go online and select a new payment schedule plan nor did i call to speak with a representative to keep my existing plan, it set me up for auto-payment. and it billed me for the full amount on the card, because 1) it could (by 47$) and 2) it's a closed account, so it requires a yearly payment schedule. no schedule, no plan, just a lady who owes 1,500 to bank of america, who can see that i have roughly that sum in my bank of america checking account.
which by a mere $47 margin, would have left me either overdrawn.
i just got paid on the 10th, but had already paid my rent and 2 most critical bills. but i kind of needed that money to you know... LIVE OFF OF.
i start nannying again on Saturday and then go back into it T/W/TH for the whole school year (plus my regular job). so... that'll keep cash coming in weekly and i'll just pay things off by the week.
but all i really want to know, is who made this decision? did a human somewhere say "take the money from her checking", and if so... who is that human, and can i speak with them? or is it just a ****ing computer somewhere, that nobody even notices is doing these things, because nobody cares.
i feel like a conspiracy theorist saying that.
but.. i really want to know.
i am so vain. and yet, so masochistic. how can the two coexist?