GIVE THEM TO ME.
Be realistic. Ughhhh.

What kind of tips are you looking for?

Simple ones?

* Use *cash* instead of plastic. Using a debit card you consistently spend 30% more than if you paid with cash. Seriously.

* Write down every penny you spend for the next 30 days to find out where your money is going. This can be a very eye opening experience.

* Once you find out where the nickle and dime purchases are unnecesarrily adding up, begin to alter your behavior (IE: coffee three times a week instead of six)

* Focus on changing your behavior in one area - not all of them at once; that's usually a recipie for failure. Like food - focus on reducing your food costs over the next couple of months; or makeup, or whatever.

* Give some money away to charity each time you get some.

* Save some money each time you get some. Do this first before even looking at your bills. Even if it's $10. Put it away and forget about it.

Some specifics about your situation would help...

how the hell does this help you SAVE money?

anyway, once someone here said they changed their money into foreign money so they didnt spend it, i thought that was a well good idea

I don't think so, what if your currency gets devalorisated in the mean time?

Open 2 accounts. Put money into one account to save and everything in the other account you can spend freely. Even better if its with 2 different banks. Its worked quite well for me.